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Debit cards link to bank accounts.
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You aren't borrowing money for the charges you make. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Elevate your bankrate experience get insider access to our best financial tools and content elevate your bankrate experience get insider access to our best financial to. Some of the best gas credit cards offer rebates of 5% or more, but that might not be the best deal for you. An overdraft is when you don't have enough money in your account to cover a transaction, so your bank pays instead.
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Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history.
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